What’s in the bundle

The Smart Bill Tracker, Debt Payoff Planner, Sinking Funds Tracker and Side Hustle Tracker
A “Start Here” guide that walks you through setting them up

Who it’s for

Anyone who wants bills, debt, savings and side income organized together, in one matching set.

See what’s due, what’s paid and what’s left each month, and which bills each paycheck needs to cover.

$12.99 Etsy

Compare snowball and avalanche, try extra payments, and see an estimated debt-free date for up to 12 debts.

$12.99 Etsy

Set savings goals with targets and dates, and see how much to set aside each month and each paycheck.

$9.99 Etsy

Log income, expenses and miles, and see your profit and a tax set-aside estimate month by month.

$14.99 Etsy

Does it work in Excel or Google Sheets?

Both. Every template works in Excel 2016 or newer and in Google Sheets with a free Google account, on a computer, tablet or phone.

Do I need a subscription or an account?

No. You pay once on Etsy and the file is yours. There is no Lavontryx account and no monthly fee. (Google Sheets itself needs a free Google account.)

What exactly do I get?

The spreadsheet file with sample data already filled in, plus a PDF setup guide. It is an instant digital download from Etsy.

Where is my information stored?

In your own copy of the file. Nothing you type is sent to us.

Are the dates and forecasts exact?

They are estimates based on what you enter. Payoff dates, forecasts and set-aside amounts update as your numbers change.

Can I get a refund?

Because these are digital downloads, all sales are final. If something isn’t working for you, message us on Etsy and we’ll help.

Can I share or resell it?

Templates are for personal use only. Please don’t resell or share the files.